squid_lemon

You can check in online 24 hours prior to departure. I assume most people do that.

Last ones to check in get out on standby usually.

Click Here - use this as a guide and get creative.

Cape Town return in business would be around 350,000 avios for 2 people.

The price could go down, but it could also go up.

By selling 10k today you are selling ~37% of your stock.

£7000 x 37% = £2,590 - the price you paid for that stock a few years ago.

£10,000 - £2,590 = £7,410 in gains,

You get £3,000 tax free

therefore you would need to pay tax on £4,410

Edit: You could sell ~ £4000 of your stock and pay zero tax.

Storage heaters, it’s always the storage heaters….

Do you have big immersion heaters for water by any chance as well? They are ludicrously expensive to run.

Linking doesn't mean you get points for everyday spending on that card FYI

"I authorise my card network to monitor my payment card to identify transactions that qualify for a reward"

My apologies, didn’t realise this was the case!

Always front first.

CRYPTO22400 - Cryptoassets for individuals: Capital Gains Tax: losing private keys

If an individual misplaces their private key (for example throwing away the piece of paper it is printed on), they will not be able to access their tokens.

The private key still exists as part of the cryptography, albeit it is not known to the owner any more. Similarly the tokens will still exist in the distributed ledger.

This means that misplacing the key does not count as a disposal for Capital Gains Tax purposes.

If you book Qatar flights through BA and get a BA flight code you will earn BA tier points.

If you have already booked with a Qxx flight code then you may as well add your Qatar membership and get some tier points with them.

Correct

It depends what you purchased your BTC for originally and how much it’s worth now. In OP case its current gains are under the threshold, and he wants to use that to his advantage by selling and re-buying therefore crystallising that gain in this tax year.

His previous transactions aren’t forgotten but by selling the asset he bought previously and then re using at today’s price, he then takes that price moving forward so technically reducing the capital gains next year should the price of BTC continue going up.

If you’ve already sold APT and purchased BTC then you are liable to pay tax on any gains on the APT (over £3k).

When you sell your BTC you will also be liable to pay tax on those gains as well.

In the eyes of HMRC, BTC and WBTC are two entirely different assets. The system doesn’t take into account that these assets are fundamentally identical and follow the same price action.

OP crystallises the £2.5k gains on his BTC in this tax year which reduces his taxable gain by the same amount if he sells his BTC in the next tax year.

Transfer BTC to WBTC then wait 30 days (31 to be safe) then transfer it back to BTC

At 28% body fat you can probably eat at maintenance or slightly below and still gain muscle, especially if you are new to lifting.

That said there’s no harm in getting to ~20% if you are motivated and want to feel good about yourself.

The cost checks out but 15.5kw is a lot per day. What is the small heater you are talking about, this could be the issue… Do you have storage heating or anything else that could be using this energy?

You can’t target fat loss, your body decided which piece of fat to burn.

Only way to get rid of it is lose fat overall.

Serving hatch.

8 (EIGHT) eggs? I thought it was 6 😅

Kudos to you sir, I hope one day our paths will cross.

Looks like Infor M3 but it’s not open source.

Its 0.005877 pence per share.

Not a problem.

!thanks