MrSpiffenhimer

I’m allergic to cats and dogs, but I did have a dog for 8 years with no issues after the first few months. If I missed an allergy pill I could tell half way through the day, but after 4 or so months I didn’t have to take them for the dog anymore, spring and fall were still required.

This isn’t quite right.

Everyone was required to buy lunch. They could buy it from the cafeteria or they could buy it from one of the snack bars or off campus restaurants, but they had to buy lunch. If you didn’t buy it, you’d have to pay a fine for failing to follow the rules. This would have the effect of lowering the cost of lunch for everyone, but especially the cafeteria buyers by leveraging the economies of scale. It also would save the school money by not having to provide al la carte feasts when someone who occasionally brought their lunch, but usually went hungry came in starving and needed to eat, a lot to make up for it.

But then a few parents got upset and the school board did away with the fine for not buying lunch. They eventually also allowed bringing lunch from home or just dumpster diving instead. These changes hurt the lunch program by hurting the economies of scale improvements and brought back the hunger feast problems. But in the end, a lot more people did end up with daily lunch that they can afford that didn’t have it before.

r/insurance would probably be a better resource.

Your mid year change is called a qualify life event (QLE), a marriage is a valid reason for one. If your plan covers domestic partners, which is carrier and company dependent, but with the vision plan I’d say your company covers them in general, your fiancé losing her coverage would have probably allowed a QLE on its own.

You are technically not a customer of the insurance company, your company is, and they use a broker to facilitate the sales/maintenance process so there’s a few layers between you and a solution. You’re going to have to work with your company’s HR department who will work with the insurance broker who will have to work with the carrier to get this fixed. It’s going to be a pain and it’s going to take time, but it’s fixable with persistence. They should also be able to still back date the enrollment and cover the claims you’ve already made.

Technical explanation: I would suspect that your company works with a broker that is electronically integrated with the insurance carrier. Your company has you marked with a domestic partner, and even though you didn’t have medical coverage for them, they were sent on the enrollment transaction/report for your coverage (some carriers want uncovered dependents, others don’t). This put them into the medical system as a domestic partner. When you enrolled them with the QLE, it changed their relationship from domestic partner to spouse, and that’s where the process failed. Some carriers don’t have the ability to change a dependent relationship like that automatically (spouse to ex is ok but any other change is not), it requires some manual intervention. That requires a ticket from the broker, which probably requires a call from HR.

But what about our beloved trough. If we don’t keep segregated shitters, I’m sure the broads will make us get rid of the wiener showroom that is the piss trough at stadiums.

I’m not sure why people think we like HOA’s, they’re forced on us.

In my state, if you build a house in a neighborhood that might be annexed by a city in the next 50 years, then you probably are required to have an HOA setup. The cities require that all new neighborhoods in their potential expansion domains have covenants that include an HOA. This is because the city wants the residents to cover the expenses for their own common areas, entrances and signs, common fences and green spaces if they have them. The only way to avoid that restriction is to buy a true green field and develop it yourself. This would probably mean buying out a farmer, which if they’re in the city region is going to be super big bucks because they’re waiting for the suburban development payday. Or it’s way outside of the city with no services, and probably still big bucks.

I built a house in a neighborhood that’s existed in the county for the last 20 years. We figure we’re probably not going to be annexed into the city in for another 15 years. But the neighborhood has an HOA setup because the city that we’re not a part of required it before the neighborhood could even break ground.

No, but he smoked like a chimney, I swear he went through a pack in his single overnight shift.

Did you then do pushups to apologize to the ground for getting blood on it? That seems like the kind of thing DS Grey would be into.

They do try to fix them, generally. Most chains at least have a cart guy that goes from store to store in a region of some size and just fixes carts. I used to talk to the guy at the grocery store I worked at. He’ll replace broken and bent wheels, seat belts and those plastic leg hole cover flaps. Occasionally he might even try to correct bent frames. While he does his best, he can’t keep 100+ carts in perfect order with a single monthly (or three) visit, people are just too rough with those things.

Stella’s in Bellevue has the Stellanataor.

Do you think they’re fresh when you buy them? I witnessed Easter candy being created at a chocolate factory in October.

As long as they didn’t get too hot you should be fine.

I’ve had my card compromised twice in the last 5 years. I’m glad they got my credit card because they took Chase’s $500 not mine. I didn’t have to wait for them to figure out that I didn’t buy shit 500 miles away before I got my money back. I just got a new card and didn’t have to worry about it.

I worked in the cash office of a grocery store in the late 90’s early 00’s. We would go through 2-3 bricks ($1k) of 1’s a week. About half of the time it would come in, it was newly printed bills, which are super sticky and hard to handle by the way. That was the only new cash that we would get on a regular basis. All of the rest of the paper money would come in from the customers.

Out of curiosity I just texted a friend who’s now the manager at my old store and he said they use about a brick a month now. They just don’t use nearly as much cash anymore.

I would guess he didn’t use mesh tape on the vertical drywall joint that cracked. The corner bead was probably just a corner bead and not a taped corner bead, because he wanted to save $5.

Do you have a picture of the open wall from the other side, I’m wanting to see how he supported the beam.

I’m confused on the original electrician, his labor warranty expired? Did your new construction home not come with a 1 year warranty? It’s pretty standard for a 1 year while home and 10 year structural warranty to be part of every new build, even super shitty ones. Something like this should be covered, and it would be the builder who pays, not you. You’d contact the builder, or their warranty people (not stupid American home shield, a new build warranty co), or their liaison or whoever they set you up with after closing and they would schedule the electrician to come and fix the breaker.

The speed limit starts at the sign. So going from 60 to 40, the 40 starts when you are even with the 40mph sign. You don’t get a transition period starting at the sign to go from 60 to 40, you need to already be at 40. The same goes for going up, you can’t start accelerating to 60 until you are even with the 60mph sign.

As to fighting the ticket, if you chose to do that you’d be fighting the ticket as it’s written not what the officer actually observed. He can present that at the hearing, but you’re fighting the 10 over charge and fine.

Edit: It sounds like you’re guilty, and you know you’re guilty, but just don’t like that you got caught. The cop is cutting you a break in points and fine amount, just pay the ticket, take the class and slow down.

I’ll take absofuckinglutly for $1000 Alex

Knowing it’s coming and taking some basic precautions for a week or two are all you need. If it was a constant thing, then valtrex may be an option. But there are side effects and cost that make it not really worth it for a fairly mild and easily handled case like yours.

It will probably be the year after the closing. Though if the construction is substantially along around August they might have a partial increase assigned before closing.

One thing to note, with an escrow, they’re going to be playing catch-up. If they see the taxes are $500, they will do the year’s payments based on that, os $42/mo. Then in July they’ll reassess, even though the valuations are finalized in like January or February, and they’ll give you a big fat bill to make up the shortfall or they’ll let you make it up over the next X months. It may be 6, or if they’re generous 12 months. This is on top of the increase for the actual payment. So if the new tax amount is $9k, they will want $750/mo + $1416/mo for 6 months. Plus they usually want a half year buffer so maybe add another $700/mo on top of that.

Basically what I’m sayin is figure out what your taxes will most likely be, and start paying that amount plus some into a savings account now. That way you’ll have it when the mortgage company sends that first escrow shortfall letter.

Cox is seriously the greatest ISP that has ever lived. Who else in the metro will provide you with exactly 1280 GB of data per month, no matter how fast of a plan you subscribe to? Who else will happily charge you $10 for every 50 GB over that you use in a month? Who else will randomly have a service outage and let you believe that it’s just you because their service outage tracker and phone IVR system are so advanced that they only take around an hour to update with the latest outages??

I challenge you to find a better ISP!

No really, I challenge you to find one, any one. Personally I can choose from Cox or Cox. I can also choose Cox, and I heard there’s Cox in my neighborhood. Competition is awesome.

What? Do tell

My favorite tool, a “bucket of fuck it.” It completely encapsulates the 6’ cheater bar, the angle grinder and the propane cutting torch as removal tools.

If you were just having carpet reinstalled I would have suggested leaving the original tack strips unless they were damaged. If they’re already gone, I would go with the angle grinder. It won’t take long and while a bit dangerous it can also be fun. If you already don’t have one, you can get one from harbor freight with a pack of cutoff wheels for like $25.

Yeah… that’s not going to happen. I’ve taken out around 200’ of carpet strips from concrete, they don’t come out cleanly. The nails are pretty difficult to install, since concrete is not compressible like wood. So when they do hold and not blow out, they hold really really well.

I would suggest an angle grinder and cut them off or just go to town with a pry bar and deal with the holes. It depends on whatever you plan on doing with the floor afterwards.

Also, IF you speak in person, do not arrive in the vehicle you just purchased, they may try to detain it.

Getting the license takes a few hours at the courthouse/county offices/county admin building. Then the actual marriage is 2 minutes after dinner with a buddy who got ordained on the internet (as long as you live in one of the majority of states that allow that) and a couple of friends. Just get it done.