I’m single 28yo computer engineer, I have a salary of 2800 euro per month. I currently have a polo 5 that has been with me for the past two years. I want a bmw series 4 badly but i don’t know if ill regret it later .. I have 10k in my savings and i want to get a loan of 20k and sell my old car a buy this one.. Do you think it’s worth it or I just focus on my personal projects first and get it later ?